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  3. Individual Health Insurance

Individual Health Insurance

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  • What Classifies as a Dependent for Healthcare Coverage?
  • Can I add my child to their own health plan?
  • I received my ID cards in the mail but they only have my name on them and not my spouse's. Can I get another ID card with their name on it?
  • I Have Two Homes, Can I Have Insurance In Two States?
  • I Just Moved. What Will My Effective Date Be?
  • If my children can get CHIP but I don't qualify for Medicaid, how can I get insured?
  • I received a letter from Equian (formerly Trover Solutions) saying they have partnered with BCBSIL to investigate my medical claim. Should I respond to the letter?
  • I applied for a plan on the Health Insurance Marketplace and also applied for a plan directly with BCBSIL, so now I'm getting a bill for both. How do I cancel one?
  • Would I be covered if I went to Walgreens for a flu shot?
  • Will BCBSIL "grandfathered plans" be renewable in 2017 in Illinois?
  • Is Maternity Leave Covered?
  • I'm a New BCBSIL Member and Want to Make a Payment. What are my Payment Options?
  • Do I Still Need to Purchase Insurance if I Have Veterans Coverage (VA)?
  • Were any of these people found not eligible for Medicaid and Children’s Health Insurance Program (CHIP) in the past 90 days? Or, were any of them found not eligible for Medicaid or CHIP due to their immigration status since October 1, 2013?
  • Do I need a referral to see a specialist on an HMO Plan? How do I get a referral?
  • What types of doctors can be a primary care physician?
  • I need to get a prescription filled but don't have my ID card yet. What can I do?
  • Am I Subject to a Penalty if I Purchase a Short-Term Plan?
  • Bronze VS. Catastrophic Plans
  • What Documents are Accepted to Prove I'm Eligible for a Special Enrollment Period?
  • I Am Getting Married Next Year, What Plan Should I Choose During Open Enrollment?
  • What is the Deadline to Pay My Premium?
  • What Are My Breastfeeding Benefits?
  • 40+ Drugs to Be Dropped By Insurance in 2017
  • I Had Several Short Coverage Gaps in a Year - I was Uninsured in March, then Again in August. Since the Total Gap was Less Than 3 Months, am I Exempt From the Penalty?
  • I Received a Notice From My Insurance Company That my Plan Won't be Offered Next Year. What Do I Do?
  • I Live in Different States During the Year. Where Do I Sign Up for Health Coverage?
  • How Long After I Enroll Will my Plan Take Effect?
  • We Live in Texas Because my Husband is Going to College, but our Home is in another State. We aren't changing our driver's Licenses because we're moving back after he Graduates. Should we apply for insurance in Texas or our home state?
  • When Will I Get My Member ID Cards, and How Many Will I Get?
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