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Individual Health Insurance

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  • I got health insurance last year through a Marketplace plan and also received advanced premium tax credits to reduce my monthly premium. What happens if I don’t file my federal income tax return this spring? What if I file but don’t include Form 8962?
  • If I’ve not filed taxes in a prior year, how will the Marketplace determine my income?
  • I’m a young adult, newly independent from my parents, and I have never filed my own federal income tax return before. Can I apply for premium tax credits this year? Will that pose any problems?
  • Do I have to file a federal income tax return to get a premium tax credit? My income is so low I’m not required to file a tax return.
  • My spouse and I qualify for a premium tax credit, but our doctors participate in different health plan networks so we want to sign up for two separate plans. Can we do that?
  • How do I apply for premium tax credits?
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