Do I Still Need to Purchase Insurance if I Have Veterans Coverage (VA)?

Veterans coverage (the Veteran’s health care program) counts as Minimum Essential Coverage under the American Care Act, so there is no need to get other coverage. You won't be penalized not having health insurance as long as you maintain your coverage. Any comprehensive plans by the Department of Veterans Affairs counts as Minimum Essential Coverage. Some limited benefit coverage types don't count though.

The following limited benefit coverage types don't count as minimum essential coverage

• Space available TRICARE coverage provided under chapter 55 of title 10 of the United States Code for individuals who are not eligible for TRICARE coverage for health services from private sector providers*
• Line of duty TRICARE coverage provided under chapter 55 of title 10 of the United States Code*
• AmeriCorps coverage for those serving in programs receiving AmeriCorps State and National grants
• AfterCorps coverage purchased by returning members of the PeaceCorps