Ernie Harris
- Total activity 365
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Activity overview
Latest activity by Ernie Harris-
Ernie Harris created an article,
Small vs Large Business Health Insurance
How does purchasing health insurance differ between large and small business? There are several key differences between large businesses (usually defined as having 100+ employees) and small busine...
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Ernie Harris created an article,
What will happen if Obama Care is struck down?
If the Trump Administration were to repeal the Affordable Care Act, over 21 million Americans would lose their health insurance. Of these 21 million, over 9 million of them receive a subsidy by the...
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Ernie Harris created an article,
Does California have short-term health insurance?
California no longer offers short-term health insurance plans. In past years, the state used to offer short-term plans limited to 185 days, but those plans are no longer available. In September o...
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Ernie Harris created an article,
Does Washington have short-term health insurance?
Does Washington have short-term health insurance? There are currently no short-term health insurance offered in Washington. Although the state allows the sale of plans up to three months in durati...
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Ernie Harris created an article,
Why do dental plans have waiting periods?
The short answer is to avoid people signing up only for the month that people need the coverage for. For health insurance, coverage usually begins within a month or two after you enroll in a plan...
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Ernie Harris created an article,
How Are Aged Based Premiums Calculated?
How Are Aged Based Premiums Calculated? Base rates that are determined by age are based on that of a 21-year-old. Because older people are typically more likely to need to visit a doctor or hospita...
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Ernie Harris created an article,
How are Group Health Insurance Premiums Calculated
How are Group Health Insurance Premiums Calculated? Health insurance premiums are the monthly costs of health insurance. For plans that cover small groups such a small businesses, premiums are c...
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Ernie Harris created an article,
Does the Open Enrollment Period apply to employer coverage?
No, employers are not limited to the Open Enrollment Period established for individuals and can sign up for coverage at any point in the year. Employers will set their own annual enrollment window...
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Ernie Harris created an article,
What Is the Small Group Special Open Enrollment Period?
Group Health Quotes While there is no open enrollment or annual period that employers are limited to (like on the individual side where you can only sign up during open enrollment or a qualifying ...
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Ernie Harris created an article,
Employer Health Insurance Guide: What Questions Will My Team Ask Me About Our Health Plans?
Group Health Quotes When it comes to health insurance, we know more than anyone how confusing the process can be. That’s why our team of experienced agents is here to walk you through the process ...