What Health Insurance Plans are available in Illinois? - 2022

Illinois has 8 companies offering health insurance in 2022 plan year: Ambetter, BlueCross BlueShield of Illinois, Bright Health, Cigna, Health Alliance, Oscar Health, Molina, and United Healthcare though not every carrier is available in every county. 

You can use our plan finder to see every plan available in your area, as well as see what plans your doctors take, and enroll for 2022. 

• Illinois 2022 Guide

  Carrier	Our Rating:	Plans Available	Counties	On-Exchange Application	Off-Exchange Application	Brochure
  BlueCross BlueShield of Illinois	★★★☆	PPO, HMO	Statewide	Apply Online		PDF
  Ambetter	★★☆☆	HMO (no referrals required)	Cook, DuPage	Apply	NA - On-Exchange Only	PDF
  Bright Health	★★★☆	HMO (no referrals required)	Cook, DuPage, Kane, Lake	Apply	NA - On-Exchange Only
  Oscar Health	★★★☆	HMO, EPO	Cook, Dupage, Lake	Apply	Apply	PDF
  Cigna	★★☆☆	HMO	Cook, DuPage, Grundy, Kane, Kankakee, Kendall, Will	Apply	Apply	PDF
  HealthAlliance	★★★★	HMO, POS	All EXCEPT Northern IL, Chicagoland and St. Lous surrounding areas.	Apply	Apply	PDF
  United Healthcare	★★☆☆	HMO	Cook, DuPage	Apply	Apply

United Healthcare also offers short-term health plans outside of the ACA marketplace exchange.

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