Ryan Kennelly
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Can I Offer Group Health Benefits to My 1099 Contractors?
If you want your business to grow, then you need to have the right team in place. In today’s economy, though, business owners have more choice and flexibility when it comes to deciding what having ...
How are lenses covered on the Eyemed Vision Plan?
Standard Lenses are covered in full after a $25 copay when using a network provider. This includes single vision, bi-focal and tri-focal lenses. Apply Now
Who is in the EyeMed vision network?
EyeMed’s network includes some of the largest retail chains in the country, including… LensCrafters Pearle Vision Sears Target JC Penney. EyeMed’s network also has a large number of independent p...
Can I Contribute to an HSA and FSA In The Same Year?
You may have heard that you can’t contribute to both HSA and FSA in the same year. It’s not true. You can contribute to HSA and FSA in the same year. First of all, if the FSA is a dependent care FS...
Who Qualifies for CHIP health insurance?
CHIP is a health coverage program for: Uninsured children up to age 19 in families with incomes too high to qualify them for Medicaid Low-income pregnant women and/or newborns (in some states) w...
Are Part-Time Employees Eligible for Health Insurance?
Are Part-Time Employees Eligible for Health Insurance? Part-time employees are eligible for health insurance. However, employers are not required to provide health insurance to part time employees ...
What is an HRA and how does it work?
For many businesses, traditional group health insurance isn’t a solution. It’s too expensive, too complex, and too one-size-fits-all to fit the needs of the business and its employees. A health rei...
Can S-corporation owners deduct health insurance expenses?
Choosing an S-corporation to form your business comes with a number of impressive tax advantages. You don’t pay corporate income tax, and your Social Security and Medicare tax bills are lower—inste...
My 24-year-old son works full-time and lives near me and my spouse. My spouse and I are eligible for a silver plan with a 73% actuarial value, but my son is eligible for a plan with an 87% actuarial value. What happens if we all enroll in 1 family policy?
If you all enroll in the same plan, you would only be eligible for a plan with a 73% actuarial value; that is the lowest-value plan for which all of you would qualify in this situation.
If my estimated income next year will be 140% above the federal poverty level but my annual income is lower and would've qualified for Medicaid, will I have to pay back the subsidy?
No, your final premium credit amount will be determined based on your income for the year as reported on your tax return. The fact that it ended up being 130% of the poverty line does not mean you ...