Ryan Kennelly
- Total activity 1775
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Activity overview
Latest activity by Ryan Kennelly-
Ryan Kennelly created an article,
Are Subsidies Going Away in 2027?
Affordable Care Act (ACA) enhanced premium tax credits expired at the end of 2025 and remain unavailable for 2027. Enhanced premium tax credits were introduced in 2021 and extended through the end...
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Ryan Kennelly created an article,
Why Did the 2027 ACA Affordability Percentage Jump to 10.22%?
Short answer: the IRS just set the 2027 ACA "affordability percentage" at 10.22%, the highest it has ever been. This one number does two jobs at once: it caps what someone earning 300%–400% of the ...
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Ryan Kennelly created an article,
I'm turning 65 but have to pay a premium for Part A. Can I sign up for a Marketplace plan instead?
Short answer: Yes. If you are turning 65 and are not entitled to premium-free Part A because you have not worked 40 quarters, you can buy a Marketplace plan, and you can get premium tax credits to ...
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Ryan Kennelly created an article,
How can someone over 65 get health insurance if they never worked in the U.S.?
Short answer: Yes. Someone over 65 who never worked in the United States can almost always get coverage, but usually not for free. There are three realistic paths: buy into Medicare (if they are a ...
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Ryan Kennelly created an article,
The BlueCard PPO Program: How Your Blue Cross Card Works in Another State
Short version: if your Blue Cross Blue Shield card shows a PPO in a suitcase (or, on newer cards, just the letters PPO), you can walk into a participating Blue PPO doctor or hospital in any state a...
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Ryan Kennelly created an article,
How long is the grace period if I miss a premium payment, and what is the 95% rule?
Short answer: If you get an Advance Premium Tax Credit (APTC) and you've paid at least one full month's premium this year, you get a three-consecutive-month grace period before your plan can be ter...
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Ryan Kennelly created an article,
What is an income data matching issue (DMI) on HealthCare.gov, and how do I resolve it?
Short answer: HealthCare.gov opens an income data matching issue (DMI) when the IRS has no income data on file for you, or when the IRS data it does have differs from the income you reported by mor...
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Ryan Kennelly created an article,
Can lawfully present immigrants below 100% of the FPL get APTC in 2027?
Short answer: No. Starting with Plan Year 2027, a consumer who is lawfully present in the United States but cannot get Medicaid because of their immigration status, and whose projected household in...
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Ryan Kennelly created an article,
How Do I Get GLP-1 Coverage Through Medicare?
Once you have confirmed you are eligible, here is the process from start to first fill. Step 1: Talk to your doctor Ask whether a GLP-1 drug is appropriate for you and whether you meet the program...
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Ryan Kennelly created an article,
Who Qualifies for the Medicare GLP-1 Bridge?
To use the Medicare GLP-1 Bridge, you must meet all four of the requirements below. Missing any one of them disqualifies you. 1. You have Medicare Part D drug coverage Qualifying coverage includes...