Stacy Desnoyers
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Group Coverage Costs
May 21, 2021 The cost of health coverage is the main drawback for many small employers who want to provide healthcare for employees. Still, there are ways to keep the costs down.Below we look at t...
Reasons to Purchase Group Coverage
Besides offering access to affordable health services, group coverage also helps businesses in ways relating to employee retention and tax benefits. Below, we outline the main ways that purchasin...
Blue Cross Blue Shield Settlement (No Longer Current)
This article is no longer current. The claim deadline for the Blue Cross Blue Shield antitrust settlement was November 5, 2021.For up-to-date information, see 2027 ACA Carrier List by State.Get a F...
A Guide to CHIP (Children's Health Insurance Program)
What is CHIP? The Children’s Health Insurance Program (CHIP) is a joint federal and state program that provides health coverage to uninsured children in families with incomes too high to q...
SilverSneakers BCBS-IL Value
SilverSneakers® is more than a fitness program. It’s an opportunity to improve your health, gain confidence and connect with your community. Plus, it’s included with select Medicare plans at no ...
Disability Income Insurance
Help Protect Your Income Your income might be your most valuable asset – even more so than your house, car or money in savings. Yet people often don’t take time to consider what would happen i...
How are Composite Rates Calculated?
Composite rates are calculated by insurance carriers. The carrier takes an average of premiums for all enrolling employees to determine one rate for each enrollment type. Most commonly, composite r...
How to Get a Covid-19 Vaccine: a State-by-State Guide (No Longer Current)
This article is no longer current. This 2021 state-by-state COVID-19 vaccine guide is out of date.For up-to-date information, see Dates & Deadlines for 2027 Health Insurance.Get a Free QuoteQuestio...
Medicare Advantage Special Enrollment Periods in Texas for 2027
Most people can only change Medicare Advantage plans during the fall Annual Enrollment Period, October 15 to December 7, or during Medicare Advantage Open Enrollment, January 1 to March 31. A Speci...
Is the Platinum Plan Metal Level Right for Me?
You may want to choose a platinum plan if you expect your medical expenses to be substantial and want the lowest deductible possible in order to access your plan benefits as early in the year as po...