As a Husband and Wife Employer with no employees, are we eligible for a small business health plan?

No.  In order to be eligible you must have employed (W2 employee) an average of at least one (1) but not more than fifty (50) employees on business days during the past 1 or 2 fiscal quarters (carrier dependent) and will employ at least one (1) employee throughout the plan year.  

If the company did not exist in the preceding calendar year, it must reasonably expect to employ at least one (1) but not more than fifty (50) employees in the current calendar year. In addition, it must employ at least one (1) employee on the first day of the plan effective date.

We can still help! Use our plan-finder below or schedule a call with one of our agents and  will be happy to walk you through all your options.

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