Personalization | Fully customized insurance solutions tailored to your specific business needs and workforce demographics | One-size-fits-all plans with limited customization options |
Cost Savings | Direct access to multiple carrier options, ability to negotiate better rates and find most cost-effective plans | Higher overall costs due to PEO markup and limited carrier selection |
Flexibility | Ability to mix and match plans, change carriers, and adjust coverage annually with no long-term commitments | Locked into PEO's pre-selected plans with less freedom to modify |
Service Quality | Dedicated personal agent who provides hands-on support, understands your unique business context | Impersonal customer service, often routed through call centers |
Compliance Support | Specialized guidance on ACA, HIPAA, and state-specific insurance regulations | Basic compliance support, may miss nuanced regulatory details |
Additional Benefits | Can bundle multiple insurance products (health, dental, vision) with potential volume discounts | Limited to standard packages with less room for creative benefit design |
Administrative Burden | Minimal administrative work; broker handles most paperwork and negotiations | Requires transferring HR functions to PEO, potentially losing internal control |
Carrier Relationships | Strong, direct relationships with multiple insurance carriers to leverage best options | Limited to PEO's pre-negotiated carrier relationships |
Cost Transparency | Clear, itemized breakdown of insurance costs and potential savings | Often hidden fees and less transparent pricing structure |
Contract Terms | No long-term binding contracts; easy to adjust as business evolves | Typically require multi-year commitments with penalties for early exit |
3 Steps to Enroll in a Small Business Health Plan


01
Discover Your Perfect Fit
Kick off your journey to better health coverage! Answer a handful of friendly questions about your business and healthcare needs. It’s as simple as a friendly chat!


02
Explore Your Options
Unveil a world of small business health plans tailor-made for you! Take a peek at the plans in your neck of the woods. Compare coverage choices and catch a sneak peek of what your monthly costs might look like.

03
Make It Official
You’ve found the one (or ones!) that tick all the right boxes. Now comes the exciting part—getting covered! Dive into easy application options: online, email, or good old-fashioned phone call. It’s your call
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