Ryan Kennelly
- Total activity 1777
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Activity overview
Latest activity by Ryan Kennelly-
Ryan Kennelly created an article,
I Have Medicare Part A but Not Part B. Can I Buy a Marketplace Plan?
Short answer: In most cases, no. Medicare Part A counts as Medicare, even if you never signed up for Part B. If your Part A is premium-free, you can't get premium tax credits on the Marketplace (He...
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Ryan Kennelly created an article,
What Is the Minimum Income for Marketplace Coverage in 2027?
Short answer: for 2027 HealthCare.gov coverage, a single person in the 48 contiguous states or D.C. generally needs a household income of at least $15,960 (100% of the federal poverty level, or FPL...
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Ryan Kennelly created an article,
Can I deduct my health insurance if I'm the sole owner of an LLC?
Yes, in most cases. If you own an LLC by yourself and have no W-2 employees, you can usually write off what you pay for your own health insurance. How you take the deduction, and where it shows up ...
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Ryan Kennelly created an article,
What is a POS plan?
POS stands for Point of Service (not Piece of sh**). A POS plan is a mix of an HMO and a PPO.When you stay in network, it works like an HMO: you usually choose a primary care physician who handles ...
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Ryan Kennelly created an article,
Premium Tax Credits for 2027 Marketplace Plans: The Complete Guide
A premium tax credit is the federal subsidy that lowers the monthly premium on a health plan bought through the Marketplace (HealthCare.gov or your state exchange). This guide covers who qualifies ...
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Ryan Kennelly created an article,
Wellcare Is Moving Mounjaro to a New Drug Tier in 2027. What Does That Mean for Me?
Last reviewed October 18, 2026 Wellcare is sending notices to members who take Mounjaro about a change to their 2027 drug coverage. Here is what the notice means in plain English and what you can d...
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Ryan Kennelly created an article,
What is the Medicare birthday rule? Medigap switching rules by state (2027)
The Medicare birthday rule is a state law that gives people who already own a Medicare Supplement (Medigap) policy a short window around their birthday each year to switch to another Medigap plan w...
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Ryan Kennelly created an article,
Do Medicare Advantage (MAPD) plans cover urgent care out of state?
Yes. Every Medicare Advantage plan, including MAPD plans with drug coverage, must cover urgent care and emergency care anywhere in the United States and its territories. It does not matter whether ...
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Ryan Kennelly created an article,
What percent of doctors accept Medicare assignment in Texas and Illinois?
About 9 out of 10. In the Medicare enrollment data CMS publishes for Care Compare (the Doctors and Clinicians national file, updated August 2026), most Medicare-enrolled clinicians in both states a...
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Ryan Kennelly created an article,
ICHRA vs QSEHRA: Which Is Right for Your Business?
The short version: A QSEHRA is a small-business tool with a dollar cap and one set of rules for everyone. An ICHRA has no cap and no size limit, and lets you set different allowances for different ...