Ryan Kennelly
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Activity overview
Latest activity by Ryan Kennelly-
Ryan Kennelly created an article,
Medicare Late Enrollment Penalties (2026): Part A, B & D Explained
Estimate your penaltyUse the calculator below for a quick estimate, then read on for how each penalty works.Missing a Medicare enrollment window can cost you for years — sometimes for life. This gu...
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Ryan Kennelly created an article,
What Is the Process for Canceling Medicare Part B?
Key takeaways Canceling Medicare Part B requires completing form CMS-1763 and submitting it to the Social Security Administration, including a written explanation for the cancellation and the retur...
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Ryan Kennelly created an article,
Does the Medicare Part D deductible count towards the maximum out of pocket?
Yes, the Medicare Part D deductible counts towards your annual out-of-pocket (OOP) maximum for prescription drugs. Starting in 2026, you will have a $2,100 cap on out-of-pocket costs, which includ...
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Ryan Kennelly created an article,
Is egg freezing in Illinois covered by insurance?
Yes, Illinois law mandates insurance coverage for fertility preservation (like egg freezing) when it's medically necessary due to treatments causing infertility, especially for cancer patients, bu...
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Ryan Kennelly created an article,
What's the difference between the regular Humana G vs the Humana G Achieve plan?
The Humana G Achieve plan is a specific, competitively priced version of the standard Humana Medicare Supplement Plan G. All Plan G policies, regardless of the insurer or branding, offer the exact ...
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Ryan Kennelly created an article,
Can I Pass Medigap Underwriting?
Key Points If you can answer ‘No’ to most or all the underwriting questions you encounter on a Medigap application, you should have a high chance of passing, depending on the carrier. Chronic con...
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Ryan Kennelly created an article,
What is the cost of Fosamax with Medicare?
Fosamax is a brand name of the generic drug alendronate. It helps treat osteoporosis due to menopause or steroid use. It works by altering bone formation and the breakdown of the bones in the body....
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Ryan Kennelly created an article,
Why are 2026 Gold ACA plans cheaper than Silver ACA plans?
Gold ACA plans can be cheaper than Silver plans because of how subsidies and cost-sharing reductions (CSRs) are built into Silver pricing. 1️⃣ Silver plans carry the cost of CSRs Cost-Sharing Reduc...
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Ryan Kennelly created an article,
Can you purchase Medicare without having enough working quarters?
You can purchase Medicare without enough working quarters by qualifying through a spouse's work record, enrolling in a Medicare plan by paying a monthly premium for Part A, or through disability el...
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Ryan Kennelly created an article,
Mayo Clinic Leaving Most Medicare Advantage Plan Networks on January 1, 2026
Mayo Clinic is leaving most MA plan networks in Minnesota, Iowa, and Wisconsin as of January 1, 2026. The only MA plans Mayo Clinic will be in-network after January 1, 2026 will be: Blue Cross Blue...