What are Health Insurance Marketplaces (Exchanges)?

The Affordable Care Act implements state-specific Health Insurance Exchanges (often called Marketplaces). These Health Insurance Marketplaces are online price comparison websites where consumers can purchase health insurance that counts as minimum essential coverage, receive federal subsidies, and be granted exemptions.

States have either implemented a state-run health insurance exchange or let the federal government run the health insurance exchange for them. Some states have taken a variation on the approach by partnering with another state or the federal government. No matter what approach your State took, the way you shop for insurance is the same.

iHealthagents.com offers all the same plans at the same prices, but with our superior customer service and access to our network of licensed brokers to help you make the right choice for you and your family.