Ryan Kennelly
- Total activity 1730
- Last activity
- Member since
- Following 1 user
- Followed by 0 users
- Votes 675
- Subscriptions 460
Articles
Recent activity by Ryan Kennelly Sort by recent activity-
Can I Use My Health Insurance Plan Outside of My State?
The Short Answer: All plans cover emergency services at any hospital in the United States, regardless of what state plan was purchased from, with the exception of Hawaii. As long an emergency is co...
Will My Premium Ever Change?
Unfortunately, yes. When you purchase health insurance, your premium price is locked in for the current year but may increase on your birthday by the price of being 1 year old than at the time of ...
What Counts As Minimum Essential Coverage (MEC)?
Minimum essential coverage includes the following: Employer-sponsored coverage, including self-insured plans, COBRA coverage and retiree coverage Coverage purchased in the individual market, inclu...
What is the Individual Shared Responsibility Provision?
Under the Affordable Care Act, the federal government, state governments, insurers, employers and individuals are given shared responsibility to reform and improve the availability, quality and aff...
Are all Individuals Living in the United States Subject to the Individual Shared Responsibility Provision?
All U.S. citizens living in the United States are subject to the individual shared responsibility provision as are all permanent residents and all foreign nationals who are in the United States lon...
How Long Can I Be Uninsured Before I'm Subject to a Penalty?
In general, a gap in coverage that lasts less than three months qualifies as a short coverage gap and not subject to a penalty. If you have more than one short coverage gap during a year, the short...
What Happens If I Owe a Penalty for Not Having Insurance, But I Cannot Afford to Make the Payment When Filing my Tax Return?
The IRS routinely works with taxpayers who owe amounts they cannot afford to pay. The law prohibits the IRS from using liens or levies to collect any individual shared responsibility payment. Howev...
Do I Have to be Covered for an Entire Calendar Month to Avoid the Penalty for not Having Minimum Essential Coverage for that Month?
No. You will be treated as having minimum essential coverage for a month as long as you have coverage for at least one day during that month.
Are Non U.S. Citizens Subject to the Tax Penalty (or the individual shared responsibility payment) if They are Uninsured?
Individuals who are not U.S. citizens, and who are not lawfully present as defined by the Affordable Care Act are eligible for an exemption to this penalty. This list of noncitizens eligible for th...
Which Doctors are Considered Primary Care Physicians (PCPs)?
There are many specialties in medicine, but typically only three qualify as PCPs. In most cases only doctors with the following three specialties are considered PCPs: Family Practice or General ...