Ryan Kennelly
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How Much Income Do I Need to Make To Avoid Being Enrolled In Medicaid?
You must project your income to be above 138% of the poverty level if your state expanded Medicaid. If your state did not expand Medicaid, you obviously won't be enrolled in Medicaid, regardless of...
When Will I Get My Member ID Cards, and How Many Will I Get?
You should get your member ID cards in the mail soon after your application is approved. Individual and family PPO members will receive no more than 2 membership ID cards. Please note that all memb...
What is the Open Enrollment Period?
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How Do I Prepare For Open Enrollment for 2025?
If you don’t quite understand what open enrollment is or why it’s important, it is never too early to prepare for the annual window for selecting and switching your coverage. Here are some tips to ...
What Costs Count Toward my Out-of-pocket Maximum?
Your costs that contribute to your out-of-pocket maximum limit must include deductibles, coinsurance, copayments, or similar charges and any other expenditure required of an individual which is a q...
If I Sign Up for COBRA, Can I Switch to Individual Coverage in the Marketplace? What if I Enroll in a Marketplace Plan and Want to Switch Back to COBRA?
If you sign up for COBRA continuation coverage, you can switch to a Marketplace (on or off-exchange) plan during a Marketplace open enrollment period. You can also end your COBRA continuation cove...
How Do I Pay My Premium?
Most insurance companies allow you to make your initial payment with a credit card (Visa or Mastercard) or direct bank draft using your routing and account numbers from your checking account. Some ...
Can I Cancel my Marketplace Dental Coverage and Still Keep My Health Coverage?
It depends. If you have a separate, stand-alone dental plan, you can cancel any time during the year by contacting your plan directly, or by contacting the Marketplace call center. Important: Do...
What is a Silver Plan?
Silver Plans are the marketplace standard plan. The second lowest cost Silver plan in a state is used as the benchmark plan when determining subsidies. Silver plans provide an average cost sharing ...
What is A Multi-State (MSP) Plan?
If you live in a state that offers multi-state health plans, anyone with access to the Health Insurance Marketplace can get one. They are not only for Federal Employees.In 2026 there are multi-sta...