Ryan Kennelly
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How does a health insurance company know how much you've paid toward your deductible?
Example: It's the first day of your plan year so you have your full $1000 deductible left to meet. You go to your doctor and get a $200 procedure done. Your doctor sends a claim to your insurance c...
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2021 Individual and Family Health Plan Guide
This guide will help compare differences between ACA compliant plans and Non-ACA plans. Non-ACA plans can save you a great deal of money and offer greater access to providers. Having said that...
HMO, PPO, EPO or POS: Which plan will save you the most money?
Before taking a closer look at the four major types of health plans, let’s clear one thing up: POS does not stand for the “piece of ####” insurance that many Americans are stuck with. It’s a real ...
Do I need Medicare Part D if I have supplemental insurance?
If you use few or no drugs now, you may wonder if it’s worth signing up for Part D, because you’d be paying a premium to your plan but getting nothing back. But Medicare drug coverage is not just a...
Does Medicare Cover Cataract Surgery?
Medicare Part B does cover cataract surgery. It also covers vision correction after cataract surgery, like contacts or glasses. Part B leaves out one important factor, though – routine vision exams...
How many cleanings do Ameritas Dental plans cover?
Ameritas Dental Plans cover two cleanings per year at up to 100%. Dental Quotes
What child immunizations are covered at no cost?
Immunization vaccines for children from birth to age 18 — doses, recommended ages, and recommended populations may vary, but the following is a list of the most common immunizations covered at no c...
What's considered preventive care for women at no cost?
All Marketplace health plans and many other plans must cover the following list of preventive services for women without charging a copayment or coinsurance. This is true even if you haven’t met yo...
How do you use medicare.gov to find Part D plans?
Get Quotes: Ready to enroll? Get quotes now! Need Help? One of our licensed local agents would be happy to walk you through all your options. Schedule a phone appointment: The first step is...
Where can I open an HSA?
Individuals can sign up for HSAs with banks, credit unions, insurance companies and other approved companies. Your employer may also set up a plan for employees as well. Whether you would be rollin...