Ryan Kennelly
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When can I sign up for health insurance through California health insurance marketplace?
Open enrollment is October 15th to January 31. Individuals with qualifying life events can enroll at any time of the year. Medi-Cal enrollment is also year round. Medi-Cal and Covered California us...
My birthday is on 1st day of the month, when is my Medicare effective date?
The surprising Medicare benefit to having a birthday on the first day of the month... You can start Medicare coverage a month earlier! Here's how. Medicare has an Initial Enrollment Period for thos...
Does VSP pay for designer frames?
VSP’s frame allowance applies toward the cost of any frames available at in-network providers, but you will have to pay the difference between the retail price and the benefit for more expensive fr...
Where to find your summary of benefits and coverage
If you’re shopping for a health plan through a web broker like ihealthagents.com or HealthCare.gov, the site will provide you with access to documentation for each potential plan before you make yo...
Is Coronavirus Testing Covered by HSA plans?
Since the United States’ first case of COVID-19 on January 20, 2020, there has been speculation as to whether testing and the cost of treatment for COVID-19 would be covered by health insurance. Sp...
Does National General cover the Coronavirus?
To help limit the spread of COVID-19, National General is waiving 100% of all out-of-pocket costs for COVID-19 diagnostic tests and will ease access for customers seeking diagnostic testing. This w...
How does a Divorce affect Health Insurance Subsidies?
If a couple divorces, each person's eligibility for premium tax credits will generally be based on his or her own annual income. The former spouse's income won't be counted, even if the couple file...
How do I Calculate Your Modified Adjusted Gross Income (MAGI)?
Your modified adjusted gross income (MAGI) determines your eligibility for important tax benefits, including whether you can deduct contributions to an individual retirement account (IRA) or contr...
Things You Should Know About Your Short-Term Plan
1. Your Short-term plan likely covers your existing doctor Many short-term plans do not have networks, which means you can generally go to whatever facility or provider you want. If your plan doe...
How do you know if you qualify for a short-term health insurance plan?
If you’re considering a short-term health plan, you’ll want to know what qualifying information and criteria insurance companies look at before they enroll you. Providing your health information To...