Ryan Kennelly
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Which Medigap Plans Are Ideal for Diabetes?
People with diabetes will need anti-diabetic drugs to manage blood sugar and equipment to monitor their blood sugar. Adults will also need to see the doctor regularly to manage their condition and ...
What is the Medicare donut hole?
View Medicare Plans There are 4 stages to Medicare Part D: Stage 1) Annual Deductible Stage 2) Initial Coverage Stage 3) Coverage Gap Stage 4) Catastrophic Coverage Medicare’s “donut hole” refe...
Are there changes in the Medicare Part D prescription drug coverage for 2022?
Yes. The maximum deductible will be slightly higher, and the upper and lower thresholds for the “donut hole” will change again. View Medicare Plans (Although the donut hole has technically cl...
How do you calculate income on New Jersey insurance marketplace?
The GetCovered New Jersey marketplace application will ask about the following income sources that count towards your income calculation: NJ Marketplace Quotes
What are the 2025 Federal Poverty Levels for the New Jersey marketplace?
The 2025 New Jersey FPL levels used to calculate subsidies and cost-sharing reductions are below: Household size 100% poverty 150% poverty 1 $15,060 $22,590 2 $20,440 $30,660 3 $25,820 $...
When are Medicare Plans Guaranteed Issue with no pre-existing conditions?
Guaranteed Issue Rights (Also Called "Medigap Protections") View Medicare Plans Rights you have in certain situations when insurance companies are required by law to sell or offer you a Medig...
Medicare Advantage vs. Medicare Supplement: Which is best?
Key takeaways: You have to choose either a Medicare Advantage or a Medicare Supplement plan. You can’t have both. Most Medicare Advantage plans include Medicare Part D and other extra benefits. M...
Are there any expenses that don’t count toward an out-of-pocket maximum?
There are a number of expenses that may not count toward the out-of-pocket maximum: Care and services that aren’t covered: Your health plan may not cover some types of services. This could include...
Can I Contribute the maximum HSA contribution if I enroll in an HSA plan mid-year?
Customers who want advice about their taxes, including advice about what is allowed through HSA contributions, should consult a tax professional. According to the IRS, when a customer enrolls in a ...
What applies to maximum Out-of-Pocket PPO Plans?
An out-of-pocket maximum is a cap, or limit, on the amount of money you have to pay for covered health care services in a plan year. If you meet that limit, your health plan will pay 100% of all co...