Ryan Kennelly
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Is egg freezing in Illinois covered by insurance?
Yes, Illinois law mandates insurance coverage for fertility preservation (like egg freezing) when it's medically necessary due to treatments causing infertility, especially for cancer patients, bu...
What's the difference between the regular Humana G vs the Humana G Achieve plan?
The Humana G Achieve plan is a specific, competitively priced version of the standard Humana Medicare Supplement Plan G. All Plan G policies, regardless of the insurer or branding, offer the exact ...
Can I Pass Medigap Underwriting?
Key Points If you can answer ‘No’ to most or all the underwriting questions you encounter on a Medigap application, you should have a high chance of passing, depending on the carrier. Chronic con...
What is the cost of Fosamax with Medicare?
Fosamax is a brand name of the generic drug alendronate. It helps treat osteoporosis due to menopause or steroid use. It works by altering bone formation and the breakdown of the bones in the body....
Why are 2026 Gold ACA plans cheaper than Silver ACA plans?
Gold ACA plans can be cheaper than Silver plans because of how subsidies and cost-sharing reductions (CSRs) are built into Silver pricing. 1️⃣ Silver plans carry the cost of CSRs Cost-Sharing Reduc...
Can you purchase Medicare without having enough working quarters?
You can purchase Medicare without enough working quarters by qualifying through a spouse's work record, enrolling in a Medicare plan by paying a monthly premium for Part A, or through disability el...
Mayo Clinic Leaving Most Medicare Advantage Plan Networks on January 1, 2026
Mayo Clinic is leaving most MA plan networks in Minnesota, Iowa, and Wisconsin as of January 1, 2026. The only MA plans Mayo Clinic will be in-network after January 1, 2026 will be: Blue Cross Blue...
With High-Deductible Plan G (HD-G), do I have to cover the standard Part B deductible in addition to the HD-G deductible?
Short answer: Yes — but it counts toward the Plan G High-Deductible limit. How it works:With High Deductible Plan G, you must pay all Medicare-covered costs (including:• Medicare Part B deductible•...
How to switch back to Original Medicare
To switch back to Original Medicare, you must disenroll from your Medicare Advantage (MA) plan during the Annual Enrollment Period (October 15–December 7) or the Medicare Advantage Open Enrollment ...
2026 ACA Income Limits for Tax Credit Subsidies
2026 ACA Income Limits for Tax Credit Subsidies Family Size 100% FPL <138% FPL 150% FPL 200% FPL 400% FPL 1 $15,650 $21,597 $23,475 $31,300 $62,600 2 $21,150 $29,187 $31,725 $42,300 ...