The rule for short coverage gaps is that only the first short coverage gap in a year will be recognized. You wouldn’t be penalized for lacking coverage in March, but you may owe a penalty for your second gap in coverage in August if you don’t otherwise qualify for an exemption during that period.
I Had Several Short Coverage Gaps in a Year - I was Uninsured in March, then Again in August. Since the Total Gap was Less Than 3 Months, am I Exempt From the Penalty?
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