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CHIP is the acronym for the Children’s Health Insurance Program. Under the Affordable Care Act, also referred to as the ACA, the CHIP program underwent several revisions. Following are the key changes that parents need to know about.
- While uninsured adults had to wait until January 1, 2014 for coverage under Medicaid expansion to go into effect, most kids didn’t need to wait to qualify for CHIP.
- The rates of uninsured children are at a record low today, but there are still 7.6 million kids, one in 10, who do not have any insurance.
- Research shows that when parents are insured kids tend to be as well. But autumn is here and it will not be until mid-winter until parent’s coverage from the exchanges is effective. This is a time for colds, flu, sore throats, and ear infections to begin the rounds of children. There is no reason for them to go without insurance and the opportunity for sound pediatric care.
- Private insurance companies write CHIP Insurance.
- Under the ACA CHIP now offers more benefits, rights, and protections for kids.