Multi-State Plans and Out-of-State College Coverage (No Longer Available)

Multi-State Plans are no longer available. The federal Multi-State Plan (MSP) program offered plans on the Health Insurance Marketplace only from 2014 through 2018, so there are no Multi-State Plan options for 2027.

For what Multi-State Plans were and how to get coverage that works in more than one state today, see What Is a Multi-State Plan (MSP)?

Private PPO Plan Quotes

Better alternatives to a Multi-State Plan

If you wanted a Multi-State Plan for nationwide coverage, these options do the job today:

• Private PPO plans (Cigna Ultra): Cigna Ultra plans use the Cigna Open Access national PPO network, with no referrals required, a 12-month rate lock and ACA-compliant benefits. They are available in all 50 states through Independent Health Agents, with group pricing you will not find on the open market. Cigna Ultra is offered as a Patriot plan, and you enroll online through the Patriot plans portal on Corenroll; enter agent code RKIL0783 on the enrollment page to get our group pricing. Anthem BlueCard PPO plans are also available. Compare private PPO plans or see Cigna Ultra plan details.
• Short-term medical: lower premiums for healthy people who need to bridge a gap in coverage. Short-term plans do not cover pre-existing conditions, and how long you can keep one depends on your state. See What States Can I Get a Year-Long Short Term Health Plan In 2027?

Get a Free Quote

Tell us where you live and who needs coverage on our quote request form, and a licensed agent will compare private PPO, short-term and Marketplace options for you.

Questions? Submit a ticket or call us at (312) 726-6565.