Ryan Kennelly
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What is a Catastrophic Plan?
A Catastrophic Plan is a health plan that meets all of the requirements applicable to other Qualified Health Plans (QHPs) but doesn't cover any benefits other than 3 primary care visits per year be...
Can a Health Insurance Company Terminate my Individual Health Insurance Policy?
An insurance company can only terminate your policy if you fail to pay your premium within the allowed grace period, which is typically 30 days. If you applied for your plan through the healthcare...
Who is Eligible for Individual Health Coverage?
Q: Who is Eligible for Individual Health Coverage? A: In order to qualify for assistance with health insurance costs, you must: Live in the United States Be a U.S. Citizen or national, or othe...
If I Underestimate My Income to Get a Subsidy, What Will Happen?
Try not to worry! You aren't the only one who underestimated your income last year and received a subsidy. For many, it's hard to know when a new job will come or what income will look like next y...
Is There an Extra Fee to Use an Insurance Agent or Broker?
No. Health insurance agents and brokers are paid a commission by the health insurance company. Your insurance rates will always be the same whether you use an agent or buy directly from an insuran...