Ryan Kennelly
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Will I Pay More For a Health Plan Outside of the Marketplace?
Without taking cost assistance into account, you’ll never pay more for a specific plan in a specific region regardless of how you shop. Prices are tightly regulated and prices of plans cannot be c...
Will I be covered by my BCBSIL HMO plan if I'm away for more than 90 consecutive days?
If you or a covered family member will be temporarily living outside of Illinois for 90 days or more, you may be eligible for guest membership in a Blue Cross and Blue Shield-affiliated HMO. In som...
Is Birth Control Free Under ObamaCare?
Some birth control is completely free with no out-of-pocket cost, even before your deductible under all qualifying non-grandfathered plans, but not all birth control is free. If your plan covers bi...
Can I continue to see my current doctor when I join a BCBSIL HMO plan?
Yes, if your current doctor is a part of the HMO's network. If your doctor is not in the network, you will need to select a new primary care physician (PCP). To make sure a provider is in the HMO n...
Are Abortions Covered Under ObamaCare?
Abortion services are explicitly excluded from the ten essential benefits offered on all non-grandfathered health plans under the ACA, as are abortion inducing drugs. Other drugs that some feel cro...
I applied for a plan on the Health Insurance Marketplace and also applied for a plan directly with BCBSIL, so now I'm getting a bill for both. How do I cancel one?
BCBSIL cannot process a cancellation request for a Marketplace plan. If you want to cancel your Marketplace plan, you can call the Marketplace at 800-318-2596. If you want to cancel our off-Marketp...
How Do I Appeal a Decision From The Health Insurance Marketplace?
Under the Affordable Care Act's expanded appeal rights it’s easier than ever to appeal a health insurance company denial, a Marketplace decision, or a SHOP decision. Below we cover how to appeal a ...
I received a letter from Equian (formerly Trover Solutions) saying they have partnered with BCBSIL to investigate my medical claim. Should I respond to the letter?
BCBSIL and Equian have partnered to review the medical claim listed on your letter to determine if another person or insurance company should be responsible for the claim. The claim we are investig...
Should I Get Short Term Health Insurance?
get a short-term quote Short term health insurance is a good choice for people who are in between coverage options, are exempt from the mandate to buy insurance, or want catastrophic health covera...
When I try to register for Blue Access for Members, I get a message telling me it's not available. When will it be available for me to register?
You may have received this error message during your registration for a number of reasons. Many times, the information you entered may not have matched the data in BCBSIL's system. Please remember ...