Ryan Kennelly
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How does the BCBSIL BlueCare Direct plan work?
Blue Cross and Blue Shield of Illinois (BCBSIL) has teamed up with Advocate Health Care* to offer Chicago-area residents a new, more affordable health plan — BlueCare Direct. BlueCare Direct. Grea...
I'm under 65 but on Medicare, am I Eligible for another Initial Enrollment Period when I Turn 65?
Yes. Individuals eligible for Medicare prior to age 65 (such as for disability) will have another IEP when attaining age 65. If you enrolled in a Medicare supplement (Medigap) plan with a high disa...
If a Multi-State Plan is offered in a Particular State, will it be available everywhere in the State or might it be available in only certain parts of the State?
It depends. While OPM is encouraging statewide coverage in the Multi-State Plan (MSP) Program, it is not required of MSP insurers at this time. OPM is, however, requiring MSP insurers that offer ...
When is the Medicare Advantage Initial Coverage Election Period (ICEP)?
The Medicare Advantage IC Initial Coverage Election Period and the Part D IEP occur together as one period when a newly Medicare eligible individual has enrolled in BOTH Part A and Part B at first ...
How Can I Find Out if a Provider is in a Multi-State Plan Network?
A Multi-State Plan (MSP) insurer must make its provider directory for each MSP option available to the Marketplace for publication online and to you in hard copy if you ask for it. In the provider...
When will I get my member ID cards, and how many will I get?
I Want to enroll in a Medicare Advantage plan that does not include drug coverage and also enroll in a stand-alone Medicare prescription drug plan. Can I do this?
Yes, if the Medicare Advantage plan is a Private Fee-for-Service (PFFS) plan that does not offer drug coverage or a Medical Savings Account, you can do this. This is a rare circumstance and genera...
What Benefits are Required in Multi-State Plans?
A Multi-State Plan insurer must offer a benefits package that is uniform within each State and includes “essential health benefits” in the following categories: 1.Ambulatory patient services 2.Emer...
I received my ID cards in the mail but they only have my name on them and not my spouse's. Can I get another ID card with their name on it?
Who is Eligible to Enroll in MA or Part D Plans?
An individual is eligible to enroll in an Medicare Advantage plan if the individual is entitled to Medicare benefits under Part A and enrolled in Part B. Generally, beneficiaries are not eligib...