Ryan Kennelly
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Do I have to purchase my Medicare Supplement and Part D plan from the same insurance company?
No, you don't have to buy your Medicare Supplement and Part D plan from the same insurance company. It's a good idea to shop around to find the best plans for you. Here are some things to consider...
Why Can't I Understand if Northwestern Hospital Accepts the Blue Precision HMO Plan?
Because 2017 PPO rates increased many individuals out of PPO plans, hospitals such as Northwestern have made a late decision to accept an individual HMO plan or risk alienating their existing patie...
What is the Medicare Low-Income Subsidy?
Eligible beneficiaries who have limited income may qualify for a government program that helps pay for Medicare Part D prescription drug costs. Medicare beneficiaries receiving the low-income subsi...
I'm Eligible for COBRA but can get a cheaper individual plan. Do I have to enroll in COBRA?
No, if you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead. Losing job-based coverage qualifies you for a Special Enrollment Period. This means you have 60 days to e...
Medicare Savings Programs: Getting Help with Medicare Costs
Medicare Savings Programs help low-income individuals with some of the out-of-pocket costs for Medicare, including Medicare Part A and Part B premiums, deductibles, copayments, and coinsurance. Eli...
If I'm Enrolled in COBRA, am I Eligible to Purchase an Individual Plan?
If you already have COBRA coverage If you’re already enrolled in COBRA, you may have options in the Marketplace. This will depend on the time of year and if your COBRA is running out. Can you cha...
What contraceptive methods are covered under the ACA?
Plans in the Health Insurance Marketplace must cover contraceptive methods and counseling for all women, as prescribed by a health care provider. Plans must cover these services without charging a ...
I'm applying for the Blue Precision HMO plan. How do I select my Northshore University PCP?
NorthShore University Primary Care Physician Selection Exchange Enrollment Instructions:When selecting the Blue Precision product on the Exchange, you will need to provide the PCP's 9 digit PCP ID ...
Will I lose my original Medicare Part A and Part B coverage if I enroll in Medicare Advantage Plan?
No, if you wish to enroll in a Medicare Advantage Plan, you must be enrolled in both Medicare Part A and Medicare Part B (refer to your Red, White, and Blue Medicare Card).Once enrolled in a Medica...
Were any of these people found not eligible for Medicaid and Children’s Health Insurance Program (CHIP) in the past 90 days? Or, were any of them found not eligible for Medicaid or CHIP due to their immigration status since October 1, 2013?
If you applied for Medicaid or the Children’s Health Insurance Program (CHIP), and your state said you weren’t eligible, you should complete a Marketplace application for private insurance. Most pe...