Ryan Kennelly
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What is an EPO?
EPO stands for Exclusive Provider Organization. EPOs are similar to HMOs — you have access to a specific network of care providers and there is no out-of-network coverage, except in the case of eme...
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Does Ambetter offer a Nurse Line I can call anytime?
24/7 Nurse Advice Line Yes - Ambetter makes it possible for you to talk to a registered nurse at any time—24 hours a day, 7 days a week, 365 days a year. The nurse advice line helps you...
I'm on an employer plan and been enrolled in Medicare Parts & Part B for several years, can I enroll in Plan G without any underwriting?
If you are losing employer or individual coverage and enrolled in Medicare Part B longer than 6 months prior, you are not eligible for a Plan G or Plan N guaranteed issue (no underwriting). However...
I’m buying coverage on the Marketplace for my family. I notice many health plans don’t cover pediatric dental care, but there are also stand-alone dental plans for sale. Is that allowed?
Each health insurance Marketplace can decide whether to require all insurers to cover pediatric dental benefits or whether to allow the sale of stand-alone dental policies. When stand-alone dental ...
When is the effective date for newborns added to my Aetna plan?
Effective dates for newborns are always their date of birth.
Can I Pay for Dental and Vision Expenses With My HSA Account?
Yes, as long as these are deductible under the current rules. For example, cosmetic procedures, like cosmetic dentistry, would not be considered qualified medical expenses but routine dental proce...
Who Is Eligible for an HSA?
To be eligible for a Health Savings Account, an individual must be covered by a HSA-qualified High Deductible Health Plan (HDHP) and must not be covered by other health insurance that is not a HDHP...
Do My HSA Contributions Provide Any Tax Benefits?
There are three key tax benefits to a Health Savings Account (HSA). Money goes into and comes out of an HSA tax-free (as long as funds are used to pay for qualified medical expenses). Contribution...
Do the 2018 Cigna exchange plans in Illinois have the lowest rates?
In most cases, yes. The Illinois Department of Insurance confirmed in mid-September that Cigna would offer on-exchange plans in the exchange, in the Chicago area including Cook, Dupage, Will, and ...
What Silverscript Part D Plans are available in Colorado?
Plan Design – SilverScript Choice Stage SilverScript Choice Premium $32.00 Annual Deductible $0 applies to all tiers Initial Coverage (ICL) SilverScript Choice is a $0 deductible pl...