Ryan Kennelly
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Do I Lose Any Unused HSA Funds at the End of the Year?
No, unused balances in a Health Savings Account automatically rolls over year after year. You won’t lose your money if you don’t spend it within the year. There's no "use it or lose it" penalty. S...
I’m Active-Duty Military and Have Tricare Coverage, Can I Have an HSA?
At this time, Tricare does not offer an HDHP options so you are not eligible for an HSA.
What is an Explanation of Benefits (EOB)?
An Explanation of Benefits (EOB) Statement is a notification provided to members when a healthcare benefits claim is processed by your insurance company. The EOB outlines the expenses submitted by ...
What Are Medicare Part B Excess Charges?
Part B Excess charges occur when a doctor overcharges Medicare more than the Medicare-approved amount. Doctors who accept “assignment” have agreed to accept the Medicare-approved amount as full pa...
What Ambetter Health Plans are available in 2017?
I can’t afford a stand-alone dental plan in addition to buying major medical health insurance. Will I be penalized for not having Minimum Essential Coverage if I don’t buy a separate dental plan?
No. You do not need to have pediatric dental coverage to avoid the penalty. Shop Dental And Vision Plans
I applied for a plan on the Health Insurance Marketplace and also applied for a plan directly with BCBSIL, so now I'm getting a bill for both. How do I cancel one?
Are the same Wellmark Value Health Plans available on and off the exchange?
No, the Wellmark Value Plan options are different off-exchange vs on-exchange. If you qualify for a subsidy, you will need to select one of the 4 on-exchange Wellmark Value Plan options: Wellmark ...
What Happens with Premium Tax Credits If a Couple Gets Divorced?
If a couple divorces, each person’s eligibility for premium tax credits will generally be based on his or her own annual income. The former spouse’s income won’t be counted, even if the couple file...
What are Qualified Medical Expenses I Can Pay for With My HSA Account?
Funds you withdraw from your HSA are tax-free when used to pay for qualified medical expenses as described in Section 213(d) of the Internal Revenue Service Tax Code. The expenses must be primar...