Ryan Kennelly
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What is the Special Enrollment Period (SEP)?
Special Enrollment Period is the health insurance period that lasts for most of the year (January 1st - October 31st) and requires applicants to have a qualifying event and provide documentation of...
Do My HSA Contributions Provide Any Tax Benefits?
Your personal contributions offer you an “above-the-line” deduction. An “above-the-line” deduction allows you to reduce your taxable income by the amount you contribute to your HSA. You do not have...
What Is Minimum Essential Coverage (MEC)?
In order to comply with the shared responsibility provision (individual mandate), all Americans must maintain health insurance that is deemed minimum essential coverage, unless they qualify for an ...
What is a Premium Tax Credit?
A premium tax credit is a tax credit you can use to lower your monthly insurance payment (called your “premium”) when you enroll in a plan through the Health Insurance Marketplace. Your tax credit ...
What Does An Off-Exchange Plan Mean?
An off-exchange plan is just a health insurance policy that is purchased directly from the carrier or through an agent or broker, outside of the state or federal healthcare.gov health insurance exc...
Is My Provider In Network With Ameritas?
Hello! While Ameritas does have one of the larger networks for individual insurance we always recommend completing a search prior to signing up to ensure your provider is in network. (We also recom...
Can I pay for health insurance premiums tax-free from my HSA?
Generally, no, but there are 4 exceptions. The accountholder can pay health insurance premiums from the HSA if the accountholder is: 1. Receiving federal or state unemployment benefits 2. Has healt...
Allegheny Health Network Removed from Med Mutual Ohio National Rental Networks on January 1
Allegheny Health Network Removed from National Rental Networks on January 1, 2018 (Applies to All group and individual members) Starting January 1, 2018, Allegheny Health Network (AHN), which has m...
BCBSTX reached agreements with ACS Primary Care Physicians SW, PA , Hill Country Emergency Medical Associates, PA, and Longhorn Emergency Medical Associates
Blue Cross and Blue Shield of Texas (BCBSTX) reached agreements with ACS Primary Care Physicians SW, PA (ACS), Hill Country Emergency Medical Associates, PA (Hill Country) and Longhorn Emergency Me...
What are Medicare Advantage plan and Medicare Part D Special Enrollment Periods (SEP)?
In certain situations, people with Medicare may be eligible for a Special Enrollment Period (SEP) allowing them to join a Medicare Advantage plan or Medicare Part D prescription drug plan , or swit...