Ryan Kennelly
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Why is my premium tax credit different from what I had in 2018?
Your premium tax credit is based on the most current information available about your income and household size. That may be information on your 2018 application, or information from other source...
What if my premium went up, my coverage changed, or I don’t like the plan I’m being offered for 2019?
You can get a quote from ihealthagents.com as soon as November 1, 2018, update your application, and check out the plans available to you for 2019. New plans, prices, and features may be availabl...
I filed my tax return before I got Form 1095-A. What should I do?
You may need to file an amended federal income tax return if: You filed your tax return before you got a Form 1095-A. You got a corrected Form 1095-A but you used information from the previous For...
When will I get Form 1095-A?
It's sent to you in the mail by early February. Forms may be available in your Marketplace account a little sooner. Form 1095-A includes: Information about everyone in your household who enrolled ...
Why am I getting Form 1095-A
If you enrolled in a Marketplace plan, the Marketplace is required to give you the important tax information you’ll need to correctly fill out your federal income tax return. Your Form 1095-A (also...
I just lost employer coverage, how long am I eligible to apply for an individual plan?
If I don't plan to file a federal income tax return for 2026, can I still get a subsidy?
No, you cannot get a subsidy if you don't file a federal income tax return, because filing is required to reconcile the advance premium tax credits (APTC) you receive. Without filing for two consec...
Dates & Deadlines for 2026 Health Insurance
Open Enrollment for 2026 health plans starts November 1st, 2025. Enroll Now Important dates to note: November 1st, 2025: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2...
How do deductibles, coinsurance, and copays work together?
Most health insurance plans include a deductible, which is an amount you must pay out-of-pocket for your healthcare before your insurance company begins to kick in for covered healthcare services. ...
What does balance billing mean?
Balance billing is when your hospital or provider bills you for the difference between their original charge and the amount your insurance paid plus your copay, coinsurance and deductible payments....