Stephany Salinas
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Activity overview
Latest activity by Stephany Salinas-
Stephany Salinas created an article,
Get Covered Illinois Extends Deadline for January 1 Coverage
Note: This article covers the deadline extension for 2026 coverage. For 2027 coverage dates, see Dates & Deadlines for 2027 Health Insurance.Good news for Illinois residents shopping for health ins...
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Stephany Salinas created an article,
What are the biggest 2026 Medicare Prescription Drug Changes?
The biggest 2026 Medicare prescription drug changes include the debut of Medicare-negotiated prices for 10 high-cost drugs, an increase in the annual out-of-pocket cap for Part D plans to $2,100, a...
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Stephany Salinas created an article,
Are Subsidies Going Away in 2027?
Short answer: the larger subsidies are gone, but ACA premium tax credits still exist for 2027.What changedThe enhanced premium tax credits that applied from 2021 through 2025 expired on December 31...
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Stephany Salinas created an article,
Why the Government Shutdown Matters for Health Care
A government shutdown occurs when Congress fails to agree on legislation to fund federal operations. This year’s shutdown has less to do with whether the government should stay open, and more to do...
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Stephany Salinas created an article,
Major STM Market Shift: How to Leverage the Return of Year-Long Plans
Big Changes in the Short-Term Medical MarketThe short-term health insurance market has taken a major turn. With the latest CMS update on Short-Term, Limited-Duration Insurance (STLDI), 12-month STM...
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Stephany Salinas created an article,
Comprehensive Overview of Medicare Coverage
Navigating Medicare can seem complex, but understanding its components is essential for making informed healthcare decisions. Here's a breakdown of Medicare's parts, enrollment periods, associated ...
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Stephany Salinas created an article,
Can COBRA notices be emailed instead of mailed?
Yes, COBRA notices can be emailed instead of mailed, but only if strict conditions are met. Here's the official breakdown: Under federal COBRA rules (from ERISA and the DOL regulations), electron...
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Stephany Salinas created an article,
Can I use HSA funds to pay for my Emotional Support Animal?
Our emotional support animals are not only adorable companions that brighten our days, but they also hold a special place in our hearts. However, when it comes to using HSA funds, the IRS has se...
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Stephany Salinas created an article,
Open Enrollment 2027 Key Dates
The dates for Open Enrollment can be a little confusing, so below is a breakdown of key dates for Open Enrollment 2027. The Marketplace Open Enrollment Period generally runs from November 1, 2026 t...
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Stephany Salinas created an article,
Understanding The Different Types of Insurance
Many individuals may get employer-based insurance policies. However, the policies may be out of budget for some. Therefore, they turn to the Affordable Care Act Market Exchange if they do not hav...