Stacy Desnoyers
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Can I Drop my MAPD during AEP?
If you are enrolled in a Medicare Advantage Plan and would like to go back to original Medicare, you can do so during Annual Open Enrollment in addition to the regular Disenrollment period. Step...
What are the Federal Poverty Levels for 2027 Marketplace coverage?
Your income as a percentage of the federal poverty level (FPL) decides what help you can get with a Marketplace plan for 2027 coverage.The thresholds that matter Below 100% FPL: generally not elig...
How can I get Health Insurance if I lost my job?
Frequent Questions: Lost coverage through your employer due to a layoff? Got terminated from your job? Changing jobs and you have a gap? COBRA is too expensive, so I need a more affordable heal...
Do Medicare supplements or Medicare Advantage plans cover Acute Inpatient Rehabilitation?
Generally speaking, Medicare and Medicare Advantage plans pay for inpatient rehabilitation if your doctor certifies it's needed to help recover from an illness, injury, or surgical procedure. Tr...
Is Dialysis Covered By Medicare?
Medicare covers dialysis and most treatments that involve end stage renal disease (ESRD) or kidney failure. The eligibility requirements for Medicare are different if your eligibility is based on ...
I changed from FT to PT status at work and am eligible for COBRA. Do I have to keep all my benefit options or could I drop parts?
Generally speaking, you do not have to enroll in all your eligible benefit plans but cannot make changes to the plans you held unless there is a qualifying life event. The best thing to do is reach...
Comparing Medicare Supplement Insurance Plans - 10 plan types available in most states
Medicare Supplement (also known as Medigap or Med Supp) insurance plans help cover certain out-of-pocket costs that Original Medicare, Part A and Part B, doesn’t cover. There are 10 plan types av...
How the Affordable Care Act affects small businesses
The Affordable Care Act established the Small Business Health Options Program (SHOP) for small employers (generally those with 1–50 full-time and full-time equivalent employees (FTEs)) who want t...
What are the Four Types of Medicare Enrollment Periods?
Medicare Plan Enrollment Periods: Four Types of Enrollment Periods You can talk to your Benefit Advisor or find an agent about the enrollment period that applies to you. 1. Initial Coverage Enrol...
Getting Started with Medicare Advantage Plans
To join a Medicare Advantage plan, you must:- Have both Medicare Part A and Part B- Have permanent residence in our service area If you join a Medicare Advantage plan, you will:- Keep all the cov...