Stacy Desnoyers
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Humana Vision Plans for Employees
A vision plan is one of the top five most desired benefits, after medical insurance, by employees It's important your employees keep their eyes healthy and get routine care. A comprehensive eye he...
Marketplace Update from Molina Healthcare
Based on President Biden's Executive Order, the Department of Health and Human Services (HHS) will open HealthCare.gov for a Special Enrollment Period (SEP) from February 15, 2021 thru May 15,...
What Marketplace Plans are accepted by Cleveland Clinic?
Cleveland Clinic + Oscar Oscar is one of the few, if not the only individual marketplace (ACA) plan accepted by Cleveland Clinic. Learn more about the available plans here. Oscar is partner...
What is Concierge Medicine?
Why Concierge Medicine? Concierge medicine is a response to the limited access to primary care provider and healthcare facilities in general. Healthcare access has become more complicated due to ...
Can I Drop my MAPD during AEP?
If you are enrolled in a Medicare Advantage Plan and would like to go back to original Medicare, you can do so during Annual Open Enrollment in addition to the regular Disenrollment period. Step...
What are the 2025 Federal Poverty Levels?
If you’re shopping for health insurance in the Marketplace/exchange (in other words, an Obamacare health plan), you might find that your premiums for 2025 coverage will end up a lot lower than you ...
How can I get Health Insurance if I lost my job?
Frequent Questions: Lost coverage through your employer due to a layoff? Got terminated from your job? Changing jobs and you have a gap? COBRA is too expensive, so I need a more affordable heal...
Do Medicare supplements or Medicare Advantage plans cover Acute Inpatient Rehabilitation?
Generally speaking, Medicare and Medicare Advantage plans pay for inpatient rehabilitation if your doctor certifies it's needed to help recover from an illness, injury, or surgical procedure. Tr...
Is Dialysis Covered By Medicare?
Medicare covers dialysis and most treatments that involve end stage renal disease (ESRD) or kidney failure. The eligibility requirements for Medicare are different if your eligibility is based on ...
I changed from FT to PT status at work and am eligible for COBRA. Do I have to keep all my benefit options or could I drop parts?
Generally speaking, you do not have to enroll in all your eligible benefit plans but cannot make changes to the plans you held unless there is a qualifying life event. The best thing to do is reach...