The 2025 New Jersey FPL levels used to calculate subsidies and cost-sharing reductions are below:
| Household size | 100% poverty | 150% poverty |
| 1 | $15,060 | $22,590 |
| 2 | $20,440 | $30,660 |
| 3 | $25,820 | $38,730 |
| 4 | $31,200 | $46,800 |
New Jersey residents may also be eligible for state subsidies through the New Jersey Health Plan Savings (NJHPS) program. To qualify, a household's annual income must be up to 600% of the federal poverty level. In 2025, this means an individual's income can be up to $90,360, and a family of four's income can be up to $187,200.
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