How can I get Health Insurance if I lost my job?

Frequent Questions: 

Lost coverage through your employer due to a layoff? 

Got terminated from your job? 

Changing jobs and you have a gap? 

COBRA is too expensive, so I need a more affordable health plan!

We got answers, SOLUTIONS: 

Due to the outbreak of the Corona many businesses in the USA were mandated to completely lock down, or lost business and thus were urged to lay off many employees. Through the past months, our team of experts at Independent Health Agents were able to help as many families get coverage due a loss of job or plan affordability. 

Generally speaking, you are eligible to shop for an insurance plan on or off the exchange if you lose coverage through your job. The loss of health coverage due to a job loss opens up a Special Enrollment Period aka SEP. You have 60 days before and 60 days after losing your health coverage to shop and enroll in a health plan. 

In addition, you can work with your agent to determine if you are eligible for any subsidy towards your plan premium and co-pays due to decreased income. 

Wait.. What if I'm getting a job in a month or two:

So will assume you get laid off today, and in two months you got health coverage from a new employer. Then, you simply can drop the plan you purchased and sign up for the plan with your employer. 

Alternatively, you can sign up for a Short Term Plan that covers you up to 6 Months or 1 Year. Short Term plans are great fit for families transitioning jobs or residential locations. 

Call us today to learn about your options or help you navigate the best solution for your case. 773 657 9140.