For 2027, three insurance companies sell individual and family (ACA) health plans in Arkansas: Arkansas Blue Cross and Blue Shield (which also sells under its Health Advantage and Octave brands), Ambetter, and QualChoice. Which plans you can buy depends on your county, and 2027 rates are not final until the Arkansas Insurance Department approves them this fall.

Fully Insured Options:

Ambetter from Arkansas Health & Wellness

Our Rating: ★★★★☆

Ambetter sells Marketplace plans in Arkansas. In 2027 it is leaving ARHOME, the state's Medicaid expansion program, but it is still selling its regular Marketplace plans.

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Arkansas Blue Cross and Blue Shield

The local Blue Cross Blue Shield company, Arkansas Blue Cross is the largest Marketplace insurer in the state. It also sells Marketplace plans under its Health Advantage and Octave brands. 

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Other Carriers:

We don't rate these carriers. 

QualChoice Health Insurance

Health Advantage (Arkansas Blue Cross)

Octave (Arkansas Blue Cross)

Catastrophic or Short Term Health Insurance Carriers:

Allstate Health Solutions (formerly National General)

National General is an insurance company probably better known for their auto insurance. What most people don't know is that they also offer some of the best "short term" or "catastrophic" health insurance on the market. 

The bottom line: Because National General offers longer term options, a national network PPO, competitive lifetime limits,  a $50 urgent care copay AND a guaranteed issue option, National General is a stand-out insurance provider in a crowded field of competitors. Few short term or catastrophic plans are able to offer these level of benefits at an affordable price. 

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