The IRS has released the 2027 Health Savings Account (HSA) limits.
| 2026 | 2027 | |
|---|---|---|
| Self-only contribution limit | $4,400 | $4,500 |
| Family contribution limit | $8,750 | $9,000 |
| Catch-up (age 55 and older) | + $1,000 | + $1,000 |
| HDHP minimum deductible (self-only / family) | Not shown | $1,750 / $3,500 |
| HDHP maximum out-of-pocket (self-only / family) | $8,500 / $17,000 | $8,700 / $17,400 |
An HSA is not a health insurance plan, but it can be used with an HSA-eligible high deductible health plan (HDHP). Contribution limits include any amount your employer contributes.
Ready to enroll for 2027? A licensed iHealthAgents advisor can help at no cost.
Source: IRS Rev. Proc. 2026-24. Educational use only, not tax advice.
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