What Is An Off-Exchange Health Insurance Plan?

 

 

An “off-exchange plan” refers to a health insurance policy that is not available for purchase within a federal(ex. Healthcare.gov) or state exchange(ex. Connect for Health Colorado). 

 

So instead of searching the marketplace, enrolling in a plan, then the marketplace communicates that decision to the insurance carrier. Going "off the exchange" you select a plan in which you apply directly to the insurance company.

 

An exchange is a government-run marketplace of health insurance plans. Both off and on-exchange health plans in the individual and small group markets must satisfy Essential Health Benefits coverage requirements and utilize one of the metal plan designs for medical out-of-pocket costs.

 

Our website uniquely offers both options to you as a consumer for free. 

 

Get your free quote today by visiting www.andrew.ihealthagents.com or you call or text directly at 312-940-3986.