If you’re already enrolled in COBRA, you may have options in the Marketplace.
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If your COBRA is running out | If you’re ending COBRA early | If your COBRA costs change because your former employer stops contributing and you must pay full cost |
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During Open Enrollment |
Yes, you can change |
Yes, you can change. |
Yes, you can change. |
Outside Open Enrollment |
Yes, you can change — you qualify for a Special Enrollment Period. |
No, you can’t change until the next Open Enrollment Period, your COBRA runs out, or you qualify for a Special Enrollment Period another way. |
Yes, you can change — you qualify for a Special Enrollment Period. |
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