Ryan Kennelly
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How Did the ACA Affect CHIP (Children’s Health Insurance Program)?
The Affordable Care Act made some changes to CHIP, the Children’s Health Insurance Program. Let’s take a look at the ACA and CHIP and learn how the changes may affect your family. Health coverage i...
Does my BCBSIL plan cover prescriptions?
Your BCBSIL HMO benefits also cover prescription drugs. Not all drugs are covered. You can visit our website to view the list of prescriptions your plan covers. This list is called a preferred drug...
How Do I Buy Private Health Plans Outside the Marketplace?
If you don’t qualify for lower costs based on your income, you can get coverage 4 ways according to HealthCare.gov: Directly from an insurer. You can contact any health insurance company and see p...
Will I Pay More For a Health Plan Outside of the Marketplace?
Without taking cost assistance into account, you’ll never pay more for a specific plan in a specific region regardless of how you shop. Prices are tightly regulated and prices of plans cannot be c...
Will I be covered by my BCBSIL HMO plan if I'm away for more than 90 consecutive days?
If you or a covered family member will be temporarily living outside of Illinois for 90 days or more, you may be eligible for guest membership in a Blue Cross and Blue Shield-affiliated HMO. In som...
Is Birth Control Free Under ObamaCare?
Some birth control is completely free with no out-of-pocket cost, even before your deductible under all qualifying non-grandfathered plans, but not all birth control is free. If your plan covers bi...
Can I continue to see my current doctor when I join a BCBSIL HMO plan?
Yes, if your current doctor is a part of the HMO's network. If your doctor is not in the network, you will need to select a new primary care physician (PCP). To make sure a provider is in the HMO n...
Are Abortions Covered Under ObamaCare?
Abortion services are explicitly excluded from the ten essential benefits offered on all non-grandfathered health plans under the ACA, as are abortion inducing drugs. Other drugs that some feel cro...
I applied for a plan on the Health Insurance Marketplace and also applied for a plan directly with BCBSIL, so now I'm getting a bill for both. How do I cancel one?
BCBSIL cannot process a cancellation request for a Marketplace plan. If you want to cancel your Marketplace plan, you can call the Marketplace at 800-318-2596. If you want to cancel our off-Marketp...
How Do I Appeal a Decision From The Health Insurance Marketplace?
Under the Affordable Care Act's expanded appeal rights it’s easier than ever to appeal a health insurance company denial, a Marketplace decision, or a SHOP decision. Below we cover how to appeal a ...