Ryan Kennelly
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If I Sign Up for a Multi-State Plan and then Need to get Care in a Different State, can I get In-Network Benefits in that State?
Some Multi-State Plan options offer in-network care outside of your service area, but not all. If you live in one State and work, go to college, or spend a lot of time in another State, carefully ...
When do I need approval from BCBSIL for a medical procedure?
Sometimes, to receive benefits for certain services or prescription drugs, you or your provider must call BCBSIL before you receive treatment. This is known as prior benefit authorization. It is al...
I Enrolled in an MA-PD plan during the Annual Election Period. Can I switch back to Original Medicare and enroll in a stand-alone prescription drug plan?
Yes. During the MA Disenrollment Period, from January 1 – February 14, you can disenroll from a MA-PD plan into Original Medicare and also may add a stand-alone Part D prescription drug plan.
Are Enrollees in Multi-State Plans Eligible for Subsidies?
Yes, if you get health insurance coverage in the Marketplace, you may be eligible for subsidies that can lower your monthly premiums. This depends on your income and family size. Enrollees in Mu...
How do I file a claim with BCBSIL?
If you need to file a claim, you can download and print a medical health insurance claim form . You will find instructions on the form to help guide you. Once you have filled out this form, mail ...
When is the Medicare Annual Election Period Enrollment Period?
The Annual Election Period takes place October 15 to December 7 and is available to all MA and Part D eligible beneficiaries ...
If I Enroll My Family in a Multi-State Plan, Can My Children Be Covered if They Go to College Out of State?
You will want to review the benefits covered by any plan you are considering to see if your children’s out-of-State providers are included in the plan’s network. Services provided by health care p...
I have a BCBSIL HMO Plan but don't like my doctor. Can I Change my PCP?
Of course! You can change your PCP or medical group/IPA at any time, except if you are hospitalized or in the 2nd or 3rd trimester of pregnancy. To change doctors within the same medical group: Se...
When is the Part D Initial Enrollment Period?
The Medicare Part D (prescription drug plan) Initial Enrollment Period (IEP) occurs three months before and three months after the month when a beneficiary meets the eligibility requirements for Pa...
Are Multi-State Plans More Expensive Than Other Plans?
No, MSP options are not generally more expensive than other plans on the Marketplace. However, the prices for all options on the Marketplace may vary depending on whether they are bronze, silver, ...