Ryan Kennelly
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What happens if I miss my BCBSIL premium payment?
If you miss the due date for a premium payment, you have extra time to make that payment. This is known as the "grace period." During this time, your health care coverage will not be cancelled, alt...
When does a Medicare SEP based on change of residence take place?
The Medicare Special Enrollment Period begins either the month before the permanent move if the plan is notified in advance or the month the beneficiary provides notice of the move. The SEP contin...
If I Move to a Different State, can I Take my Multi-State Plan with me?
Yes; however, there may be another Multi-State Plan (MSP) option available to you in the new State. To see what States have MSP options, see private PPO plan available in your state. Private PPO ...
Why was payment for medical services I received denied by BCBSIL?
Typically, when you receive medical services, your provider will bill your health plan (BCBSIL) before sending a bill to you. BCBSIL then reviews the services you received and determines which serv...
What is the Medicare Special Enrollment Period?
It is a time period, outside of the Annual Election Period, when a Medicare beneficiary can select a new or different Medicare Advantage and/or Part D prescription drug plan. Typically the Special ...
If I Sign Up for a Multi-State Plan and then Need to get Care in a Different State, can I get In-Network Benefits in that State?
Some Multi-State Plan options offer in-network care outside of your service area, but not all. If you live in one State and work, go to college, or spend a lot of time in another State, carefully ...
When do I need approval from BCBSIL for a medical procedure?
Sometimes, to receive benefits for certain services or prescription drugs, you or your provider must call BCBSIL before you receive treatment. This is known as prior benefit authorization. It is al...
I Enrolled in an MA-PD plan during the Annual Election Period. Can I switch back to Original Medicare and enroll in a stand-alone prescription drug plan?
Yes. During the MA Disenrollment Period, from January 1 – February 14, you can disenroll from a MA-PD plan into Original Medicare and also may add a stand-alone Part D prescription drug plan.
Are Enrollees in Multi-State Plans Eligible for Subsidies?
Yes, if you get health insurance coverage in the Marketplace, you may be eligible for subsidies that can lower your monthly premiums. This depends on your income and family size. Enrollees in Mu...
How do I file a claim with BCBSIL?
If you need to file a claim, you can download and print a medical health insurance claim form . You will find instructions on the form to help guide you. Once you have filled out this form, mail ...