Ryan Kennelly
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I just applied for an Aetna on-exchange plan through healthcare.gov. When can I submit payement?
After you have chosen a plan and submitted enrollment to the marketplace, you just need to pay their first month’s premium for their plan to become active on their effective date. All individuals h...
Will BCBSIL "grandfathered plans" be renewable in 2017 in Illinois?
Can I Cancel My Dental Plan?
Generally you can cancel a dental plan at anytime, by not paying, if it’s a stand-alone dental plan. If you have a plan that includes dental, you can switch it during open enrollment, but can’t dro...
Can I Purchase Long-Term Care Insurance with my HSA Account?
Yes, if you have tax-qualified long-term care insurance. However, the amount considered a qualified medical expense depends on your age. See IRS Publication 502 for the amounts deductible by age.
Can I Borrow Against My HSA Account?
No. You may not borrow against it or pledge the funds in it. If you borrowed from your HSA account for non-qualifying purchases and later "replace" the money in your HSA account, you may be subjec...
Do My HSA Contributions Have To Be Made in Equal Amounts Each Month?
No, you can contribute your HSA contribution in one lump sum or in any amounts or frequency you wish up to the HSA maximum contribution. However, your account trustee/custodian (bank, credit union,...
What is Out-of-pocket Maximum?
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. T...
What Health Insurance Plans Does University of Chicago Accept in 2021?
The University of Chicago Medicine currently participates in the health insurance products listed below. Please note that this list is subject to change at any time. Patients are advised to contact...
If a consumer is enrolled in Medicare Part A, is he or she able to drop the coverage to enroll in Marketplace coverage with or without financial assistance?
If a consumer is eligible for or enrolled in premium-free Medicare Part A he or she is not eligible to receive advance payments of the premium tax credit (APTC) or income-based cost-sharing reducti...
My Aetna plan is being discontinued, will Aetna automatically enroll me in a new plan?
Members need to re-enroll each year. An active member’s end date is always December 31 of the current year. If Aetna map a member to a similar plan, they would be automatically enrolled for the ne...