Stacy Desnoyers
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Is the Gold Plan Metal Level Right for Me?
You may want to choose a gold plan if you make frequent trips to the doctor, have chronic health conditions that require ongoing medical attention, and want a lower deductible so you can access y...
Is the Silver Plan Metal Level Right for Me?
You might consider a silver plan if you wish to use your health insurance for minimal preventive care during the year but don’t require regular visits to the doctor, such as to manage a chronic h...
Is a Bronze Plan Metal Tier Right for Me?
You may want to choose a bronze plan if you tend to use very few healthcare services and primarily want a health plan for serious, unexpected illnesses or injuries. You will pay for more of your...
What are Affordable Care Act Metal Levels?
The Affordable Care Act’s (ACA) introduced to a new way of selecting health insurance: by actuarial tier, more commonly referred to as “metal level.” Individual major medical health insurance pla...
Cigna Special Enrollment Periods (and What the 2027 ACA Exit Means)
Important: On April 30, 2026, The Cigna Group announced it will exit the ACA individual marketplace effective January 1, 2027. Cigna individual and family medical plans are still active for the res...
Cigna COVID-19 Treatment Cost Share Waiver (No Longer Current)
This article is no longer current. Cigna's COVID-19 treatment cost-share waiver ended in February 2021.For up-to-date information, see 2027 ACA Carrier List by State.Get a Free QuoteQuestions? Subm...
Humana Vision Plans for Employees
A vision plan is one of the top five most desired benefits, after medical insurance, by employees It's important your employees keep their eyes healthy and get routine care. A comprehensive eye he...
Marketplace Update from Molina Healthcare (No Longer Current)
This article is no longer current. Molina's 2021 COVID-19 special enrollment period and payment extension have ended.For up-to-date information, see Dates & Deadlines for 2027 Health Insurance.Get ...
What Marketplace Plans are accepted by Cleveland Clinic?
Cleveland Clinic + Oscar Oscar is one of the few, if not the only individual marketplace (ACA) plan accepted by Cleveland Clinic. Learn more about the available plans here. Oscar is partn...
What is Concierge Medicine?
Why Concierge Medicine? Concierge medicine is a response to the limited access to primary care provider and healthcare facilities in general. Healthcare access has become more complicated due to ...