Independent Health Agents: We Are Who We Are!

 

Who Are We?

We are independent health insurance agents. 

Independent of alliance to any particular health insurance carrier. Which means our recommendations and advices are always unbiased. We always put our client financial and health coverage needs first regardless of the enrollment decision made. 

 

We work with clients from all over the world. We do our best to always offer the best in class insurance products in terms of coverage and financial feasibility. 

 

We keep up with the constant market changes through continuous education courses, webinars and training by insurance carriers and other private elite insurance educational groups. 

 

We maintain our licenses and certifications with 46 state departments up to date without lapse. Annual training with CMS, FFM, Healthcare.gov, Covered California, Pennie, and Connect for Health Colorado. 

 

What Makes Us Different?

As our agency principal, Ryan Kennelly, once said:

"Almost anyone can become an insurance broker. This is apparent by the hundreds of websites offering health insurance services. However, most of these websites sell insurance policies in almost every state and are not familiar with a state’s insurance market. Other websites sell your information to several local agents and have them compete for your business.

Independent Health Agents have local licensed agents in each state. We employ local, experienced licensed agents that are available for individual consultations and answer all of your questions at your pace.

We are experts in the new Affordable Care Acts (ACA) and are licensed with every health insurance company in Illinois. We provide assistance with obtaining subsidies and tax credits as well as enrollment through the marketplace and the healthcare.gov website.

We don’t want to just sell insurance, we educate our clients about their options, give them a clear understanding of the policy details, and provide a personalized recommendation based on each individual’s needs.

Our proven track record of providing outstanding customer service, combined with the knowledge of our staff, has allowed our company to grow year after year since we started in 2007. Today, we are privileged to have issued over 10,000 individual client policies with over half of our business coming from referrals."

 

Take A Glance at our Seasoned Health Insurance Agents:

We at Independent Health Agents take pride of the multileveled diversity at our workplace. We are diverse in backgrounds, experiences, and notions about health insurance products. Thanks to our agents who are the epitome representatives in this diverse kaleidoscope in the insurance world.

 

Ryan Kennelly:

Agency Principal, and our Fearless Leader

Experience: More than 20 years

Lines of Business License: Health Insurance, Medicare, Group Health Insurance, Small Groups, Life Insurance, Disability Insurance.

Ryan's Favorite Product: My favorite product is the Ameritas Fusion plan for employers. It comes with dental and vision benefits in one plan and allows you to use more dental or vision benefits as needed. The plan also rewards you for having good oral hygiene by increasing your dental plan annual maximum for going to the dentist at least one time per year without needing any major dental procedures.

 

Jeff Hereford

Licensed Agent and Insurance Advocate

Experience: More than 17 years

Lines of Business License: Health Insurance, Medicare, Group Health Insurance, Small Groups, Life Insurance, Disability Insurance.

Jeff's Favorite Product: I like Medicare Supplements.  It's an easy product to explain, easy applications, It is a product that once a client gets into it they are most likely going to stay with you for life. Jeff is highly educated about the different Medicare Supplement plans from different carriers in different states. He has proudly helped more than 10,000 Medicare clients through his tenure as an insurance agent.

 

Zack Starkey

Licensed Agent and Insurance Advocate

Experience: More than 12 years

Lines of Business License: Health Insurance, Medicare, Indemnity Plans, Short Term Plans, Dental and Vision, Life Insurance, Disability Insurance.

Zack's Favorite Product: I don’t have a favorite product but I like being an insurance broker to give the client many options to suit their needs. I like talking to all types of people across the country. Zack is our lead insurance broker in the state of California. He is certified by Covered California and very well versed around the enrollment rules and eligibilities. 

 

Dara 

Licensed Agent and Insurance Advocate

Experience: More than 16 years

Lines of Business License: Health Insurance, Medicare, Senior Products, Small Business Health plans, and Small Business Insurance.

Dara's Favorite Product: When it comes to insurance products I believe it isn’t a “one size fits all” so it is hard to say I have a one favorite.  What is my favorite is being able to help individuals, families, and groups with all their coverage needs.  When working with clients I tell them I do not like the word “salesman”.  I look at myself more as an “advocate”.  I like going to work for my clients advocating their needs and making sure they are properly taken care of.