Can I switch from a Medicare Advantage plan to a supplemental plan?

During an enrollment period, a person can take the following steps to switch from Medicare Advantage to Original Medicare plus Medigap.

It is possible to disenroll from a Medicare Advantage plan by contacting the insurance company directly and requesting a disenrollment form. People can also call Medicare at 800-633-4227 and ask for disenrollment from their plan, or they can visit their local Social Security office.

A person who previously had Medigap coverage before joining Medicare Advantage and has been enrolled in Medicare Advantage for under a year has the right to return to their previous Medigap policy as long as the insurer still offers it. If it is not available, the person can enroll in a new plan that the insurance company offers. People must switch back to Medigap within 63 days of leaving their Medicare Advantage plan.

Medicare Plan Quotes

Suppose a person has never enrolled in a Medigap plan. In that case, they can find available Medigap policies by searching Medicare.gov, contacting a State Health Insurance Assistance Program, or contacting an insurance agent or company to obtain a Medigap quote.

If a person is unsure about their rights or enrollment periods at any time, they can contact Medicare or visit their Social Security office.