I just want to keep my current Medicare drug plan.  Do I need to notify my plan?

No. If you are satisfied with your current Medicare Part D prescription drug plan or Medicare Advantage plan, you generally do not need to do anything during the annual Open Enrollment Period (October 15 to December 7, 2026). Your plan will continue into 2027, along with any benefit and cost changes, as long as your plan is still being offered.

Check your plan for 2027 changes

Your plan sends an Annual Notice of Change (ANOC) by September 30 each year. Read it, because plan benefits can change every year. Look for changes to:

• Your monthly premium and deductible
• Copays, coinsurance and out-of-pocket costs
• The drug formulary, including whether your medications are still covered and at what tier
• Pharmacy and mail order options
• Your doctor and hospital network (Medicare Advantage plans)

What if my plan is discontinued?

Plans can leave Medicare for the next year. If yours does, your plan will send a non-renewal notice and you will have the chance to choose a new plan so you do not lose coverage.

When would I switch?

Changes you make between October 15 and December 7, 2026 take effect January 1, 2027. If you have a Medicare Advantage plan, you also have a Medicare Advantage Open Enrollment Period from January 1 to March 31 to switch Medicare Advantage plans or return to Original Medicare.

Educational use only. Medicare rules and plan details change each year. Check Medicare.gov or call 1-800-MEDICARE for current information.