When does a Medicare SEP based on change of residence take place?

The Medicare Special Enrollment Period begins either the month before the permanent move if the plan is notified in advance or the month the beneficiary provides notice of the move.

• The SEP continues for two months following the month it begins or the month of the move, whichever is later.
  • Example: A beneficiary resides in Florida and is currently in Original Medicare and not enrolled in an MA plan.  The individual intends to move to Maryland on August 3.  An SEP exists for this beneficiary from July 1 through October 31.
• The individual may choose an effective date of up to 3 months after the month in which the enrollment form is received by the plan, but it may not be earlier than the date of the permanent move