Open Enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027 on HealthCare.gov (enroll by December 15 for coverage that starts January 1). States that run their own marketplaces may have different deadlines. Outside Open Enrollment, you can still get health insurance:
- With a Special Enrollment Period (SEP) - like if you have a baby, get married, lose job-based coverage, or have certain other life changes.
- With Independent Health Agents, we're here to get you the coverage you need WHENEVER you need it.
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