The Centers for Medicare & Medicaid Services (CMS) determined that the COVID-19 emergency presents exceptional circumstances for consumers in accessing health insurance. Because of this, they’re providing a Special Enrollment Period for individuals and families to apply and enroll in the coverage they need.
From February 15 – May 15, 2021, the 36 states using the Federal Marketplace, and several other states (Mentioned below), will allow consumers to enroll without having to verify a Life Change (also known as a "Qualifying Life Event").
As long as the enrollment is submitted before the end of the month, the coverage effective date will be the 1st of the following month. Speak to licensed agent today today about your situation to assist you sign up for a health plan.
States that have their own exchange (NOT Healthcare.gov):
California: Feb 15th – May 15th
Colorado: Feb 8th – May 15th (Will NOT allow plan changes. Only the uninsured can enroll)
Maryland: Feb 15th – March 15th
Massachusetts: Feb 15th – May 23rd
Minnesota: Feb 15th – May 15th
New Jersey: Feb 15th – May 15th
New York: Feb 15th – March 31
Nevada: Feb 15th – May 15th
Pennsylvania: Feb 15th – May 15th
Rhode Island: Feb 15th – May 15th
Washington: Feb 15th – May 15th
Washington DC: Feb 15th – May 15th
So far we have been told that clients will be allowed to change plans within their metal tier, but it's up to the insurance companies if they will allow transfers from one company to another. Again, speak to a specialist to get assistance in your situation.
Our agents are well trained and ready to support you during these times. Here are your options to get in contact with us or to get answers to your questions:
1. Text or call us at (312) 726-6565
2. Schedule a call with a specialist.