2019 HSA Contribution Limits

The IRS has released the 2019 HSA contributions limits for individuals and families. 2019 HSA contributions are $3,500 for individuals and $7,000 for families.

As a reference, the 2018 HSA Contributions limits were $3,450 for individuals and $6,900 for families. This means the individual contribution limits increased $50 and family contributions increased $100.

HSA catch-up contributions will remain at an additional $1,000 for qualifying individuals over the age of 55.

As you may know, an HSA is not a health insurance plan, but can (and should) be used in conjunction with all HSA-eligible plans (like a high deductible health plan). Qualifying HSA-eligible plan requirements have changed, just slightly, in 2019.

HSA-eligible plans that qualify must have minimum deductibles of $1,350 for individuals and $2,700 for families. There was no change from 2018 here. Qualifying plans must have maximum out-of-pocket amounts of less than $6,750 for individuals and $13,500 for families. This is a $100 and $200 increase from 2018 respectively.