Each health insurance Marketplace can decide whether to require all insurers to cover pediatric dental benefits or whether to allow the sale of stand-alone dental policies. When stand-alone dental policies are allowed, health insurers in the Marketplace might not be required to cover pediatric dental benefits. If your health plan covers dental benefits, you will pay one premium for everything. If you get dental benefits through a stand-alone plan, you will have to pay a separate premium for the dental benefits.
Articles in this section
- Why do dental plans have waiting periods?
- Is Preventative Care Covered on Dental and Vision Plans?
- Is There an Open Enrollment Period for Dental or Vision Insurance?
- Can I Get Dental and Vision Coverage Outside Open Enrollment?
- Can I Cancel My Dental Plan Anytime?
- What United HealthOne Dental Plans are Available?
- I can’t afford a stand-alone dental plan in addition to buying major medical health insurance. Will I be penalized for not having Minimum Essential Coverage if I don’t buy a separate dental plan?
- I’m buying coverage on the Marketplace for my family. I notice many health plans don’t cover pediatric dental care, but there are also stand-alone dental plans for sale. Is that allowed?
- Can I Cancel My Dental Plan?
- How do I Add Dental Coverage to my Plan?